At GUARDHOG we’re excited to announce the launch of Host Cover Pro, an exciting new product for ‘pro’ Airbnb hosts and serviced apartment owners.
Assured shorthold tenancies (ASTs) require numerous checks to be performed on tenants that don’t – and can’t – happen with paying guests. In response, we’ve created the first ‘usage-based’ insurance solution for those who are renting out properties on sites like Airbnb the majority of the time, or in between lets.
Host Cover Pro is a primary product so there is no need to have existing insurance. It covers damage directly relating to the guest, namely accidental damage; malicious damage; theft by the guest; public liability – in case the guest has an accident or suffers an injury; and home-share liability – in case the guest damages a neighbouring property. And unbelievably, the price starts, just like GUARDHOG’s Host Cover, at 78p night. It comes with these ‘bells and whistles’ too:
- Loss of income
- Excessive use of utilities
- Replacement keys and locks
- Bug & Bear cover (infestation)
- Legal expenses
- Identity theft
- Property of sharers
Our very own Top Hog Humphrey says, “Home-sharing platforms have put in place many checks and balances to help the growing number of people participating on their platform, ‘share’ safely. The one thing they all have in common, though, is that they all recommend hosts have their own insurance in place. We designed Host Cover as a usage-based, pay per stay, home-sharing insurance policy. But as the industry grew, we recognised a need for those who are ‘pro’ Airbnb-ers – in other words, a primary product so there is no need to have existing insurance in place. That’s how Host Cover Pro came about. It’s innovative – and it’s exciting – we feel it reflects the changing times and addresses a genuine need out there.”
Find out more about Host Cover Pro here.